Introduction to Services

Institutional Retirement Plan Services

Belsen Getty offers a complete range of consultative services for retirement plan sponsors and participants. These services can be implemented independently or as a complete solution. Services available include:

Plan Design

There are numerous retirement plan options that may be combined to customize the allocation of company resources and contributions. Individual plan provisions can also have an impact on participation and costs. Often a 401(k) plan is selected without a thorough analysis of all the other available combinations. If you are struggling with top-heavy restrictions, wish the company owners could contribute additional funds, or have budgetary constraints, a review of all options may be warranted.

Order a free plan design review

RFP Process

Drafting a Request for Proposal (RFP) when searching for a new Trustee, Custodian, or Investment Manager can be a daunting task. Evaluating responses is time-consuming and without industry specific tools and experience the conclusions can be faulty. Belsen Getty will tailor a specific RFP based on your needs, then track responses, evaluate performance and costs, provide independent 3rd party verification of claims, and summarize results based on your stated objectives.

Investment Research

Belsen Getty utilizes a proven Due Diligence process to identify those managers that meet the criteria established in your Investment Policy Statement. Once a Manager is selected, Quarterly Reviews are conducted to ensure established criteria continue to be met. Just a few of the many criteria used in Manager Selection include:

Quantitative Data: Risk-Adjusted Performance over Numerous Time Frames; Bear Market Performance; Consistency of Returns; Expenses; Performance Relative to Best Fit Indices; Performance Relative to Peers
Qualitative Information: Manger Tenure; Asset Flow; Total Assets Managed; Style Drift; Turnover; Support Staff & Firm Capabilities

Manager Selection is only part of the process. True diversification is achieved by selecting investments that are not all highly correlated. In other words, they don’t all move up and down together at the same time. Correlation Coefficient calculations are conducted to improve diversification and Quarterly Recommendations are provided to those participants who wish to review and/or follow Belsen Getty’s recommended asset allocations.

Click the following links for more in-depth information about our manager selection and asset allocation process:

: Manager Selection (34k)
: Asset Allocation Process (74k)

Very few plan sponsors understand their actual total cost of providing a retirement plan to their employees. Multiple layers of fees, confusing formulas, and undisclosed payments are often the industry norm. In addition, Manager Selection is restricted or biased, leaving participants with sub-par investment performance. Without industry tools and resources, it’s difficult for many to fully evaluate their net performance and compare it to other available options. As a plan sponsor your fiduciary duty requires a periodic performance review. If you would like us to conduct a free Net Performance Review, click below.

FREE Net Performance Review

Plan Sponsor Services

Belsen Getty offers a broad range of services to Employers. Compare your current service level to our line-up. Reducing Fiduciary Liability exposure and complying with required plan governance procedures lead to better decisions. Belsen Getty reduces your time spent on Compliance Issues. Available services include:

Investment Policy Statement Preparation
Annual Documented Trustee Meeting
Quarterly Manager Reviews
ERISA Compliance Audit
404(c) Checklists
Personalized Website
Customized Elluminate© training modules
Service Interface with Providers

We also save you time and money with our robust Participant Services listed below. Additionally, the resources you spend on the retirement plan are maximized when participants fully understand and appreciate their plan. Employee retention and satisfaction increases.

Participant Services

The ability to develop and secure one’s retirement income is becoming increasingly difficult. Social Security is under funded, the government’s Pension Guarantee Fund is in the red, and Americans as a whole are ill-prepared to retire comfortably due to a low savings rate, lack of education and longer lifespans.

Belsen Getty provides the following tools and resources to participants:

On-Site meetings
One-on-One Consulting
Portfolio Integration with Outside Assets
Retirement Planning Seminars (live & web cast)
Quarterly Investment Recommendations
Customized Website Access
800 Number Staffed by Experienced Advisors

Our services increase the likelihood employees will enjoy a safe and secure retirement.

Custody, Administration, & Trusteeship

Providers of these services are vitally important in safeguarding assets and data. Quality providers will minimize staff administrative duties and increase participant’s perceived value of your plan. As an independent advisor, Belsen Getty has experience with a wide range of providers including Mutual Fund Complexes, Aggregators, Open-Architecture Platforms, Banks and Trust Companies. Typical considerations used in selecting these Providers are:

Breadth of Investment Managers
Independent Surveys Regarding Service
Financial Stability
Insurance Protection
Fee Structure
Actual Experience with Provider

Belsen Getty makes a complex job simple, saves you time and money with increased results and satisfaction. Contact us today to learn how you could benefit from one or more of these services.